{
  "password_policy": {
    "min_length": 8,
    "require_upper": true,
    "require_lower": true,
    "require_digit": true,
    "require_symbol": false
  },
  "enabled": true,
  "verify_code_ttl_secs": 600,
  "verify_code_len": 6,
  "reset_token_ttl_secs": 1800,
  "reset_token_bytes": 32,
  "email_code_rate_limit_secs": 60,
  "max_verify_attempts": 5,
  "min_age": 13,
  "totp_encryption_key": "REPLACE_WITH_TOTP_ENCRYPTION_KEY_BASE64_32_BYTES",
  "agreements": [
    {
      "key": "terms",
      "version": "0.1.0",
      "title": "Terms of Service",
      "content_md": "Placeholder terms of service."
    },
    {
      "key": "privacy",
      "version": "0.1.0",
      "title": "Privacy Policy",
      "content_md": "Placeholder privacy policy."
    }
  ],
  "rpc_key": "REPLACE_WITH_RPC_KEY_AT_LEAST_32_CHARS"
}